Entrepreneurs of the Moscow Region actively use credit holidays.
In January-June 2023, residents of the Moscow Region continued to actively use credit holidays.
For most of the applications, the banks carried out restructuring within their own programs, which allowed solving temporary problems of the maximum number of applicants.
According to the Main Directorate of the Bank of Russia for the Central Federal District, banks restructured 92 thousand loan agreements totaling 54.9 billion rubles to residents of the Moscow Region from March 2022 to June 2023.
Representatives of small and medium-sized businesses took advantage of this opportunity in the region no less actively. In the Moscow Region, small business entities were granted 4.7 thousand restructuring for 120.6 billion rubles.
- The demand for credit holidays suggests that entrepreneurs are not going to stop business processes. For example, commercial and manufacturing enterprises most often apply to the Moscow Regional Microfinance Fund for credit funds. An application for a preferential loan can be submitted through the portal of state and municipal services of the Moscow Region (RPGU portal). Business owners can receive up to 5 million rubles at a rate of 2% per annum. A special program also works for the self-employed - representatives of this category of citizens can receive a preferential loan of up to 500 thousand rubles, - said Vladimir Golovnev, the Commissioner for the Protection of the Rights of Entrepreneurs in the Moscow Region.
